Who We Are

Our team of experienced accountants at PGB MORTGAGES LTD provides comprehensive accounting services to businesses in the United Kingdom. We are dedicated to assisting our clients in managing their finances effectively and ensuring compliance with all financial regulations.

Our accounting services cover a wide range of areas, including bookkeeping, financial statement preparation, budgeting, cash flow management, and financial analysis. We work closely with our clients to gain a deep understanding of their business operations, enabling us to provide customized solutions tailored to their specific needs.

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In addition to accounting, we offer business management services to help our clients optimize their operations and enhance their overall efficiency. Our team provides strategic guidance and implements effective systems to streamline processes, improve productivity, and maximize profitability. We assist with strategic planning, performance analysis, and provide recommendations for business growth and expansion.

At PGB MORTGAGES LTD, we have a team of skilled tax professionals who stay updated with the latest tax laws and regulations. We offer comprehensive tax services, including tax planning, preparation, and compliance for individuals, businesses, and organizations. Our goal is to help our clients minimize their tax liabilities while ensuring compliance with all tax obligations.

We also conduct audits of financial statements to provide reassurance to businesses and stakeholders regarding the accuracy and reliability of their financial information. Our audit experts work diligently to identify any potential issues or discrepancies, assess internal controls, and provide valuable insights to improve financial reporting processes.

With our commitment to excellence and client satisfaction, PGB MORTGAGES LTD strives to be the trusted accounting partner for businesses in the United Kingdom. Whether you require assistance with day-to-day accounting tasks or need expert advice for complex financial matters, we are here to support you every step of the way.

Mission & Vision
  • Mission

    Our mission is to empower entrepreneurs by providing them with comprehensive bookkeeping services and financial guidance to help them achieve long-term financial success.

  • Vision

    Our vision is to create a world where every entrepreneur has the knowledge, skills, and tools necessary to effectively manage their finances, allowing them to thrive and improve their lives both personally and professionally. We aim to be the leading provider of financial expertise and resources, enabling individuals to take control of their finances and achieve their financial goals.

What We Do

We take care of bookkeeping for small business owners and we do it in a way that has never been done before—by pairing real, human bookkeepers WITH Virtual Accountants. This allows our clients hassle free service while we take care of the numbers.

Experience the difference of our innovative approach to bookkeeping and discover the benefits it brings to small business owners. Let us take care of the numbers while you focus on growing your business.

  • 1

    Our unique approach at our company involves combining the expertise of real, human bookkeepers with the efficiency of virtual accountants to provide small business owners with unmatched bookkeeping services. By leveraging the strengths of both human professionals and technology, we offer a hassle-free and reliable solution for managing financial records and numbers.

  • 2

    With our approach, clients can enjoy the benefits of having dedicated bookkeepers who understand their specific business needs and can provide personalized assistance. These experienced professionals work closely with our virtual accountants, who utilize advanced software and systems to streamline the bookkeeping process and ensure accuracy.

  • 3

    By pairing real bookkeepers with virtual accountants, we offer a comprehensive and efficient bookkeeping solution that goes beyond what traditional methods can provide. Our clients can have peace of mind knowing that their financial records are in capable hands, allowing them to focus on other important aspects of their business.

Solutions

Our clients benefit from the authentic rapport that develops only in time. We are a results-driven company with years of high-quality, client satisfaction, under our belts. Simply put, PGB MORTGAGES LTD is here for you and your business for the long haul.

1. Building Trust and Rapport: One solution is to focus on building authentic rapport with clients over time. This can be achieved by prioritizing open communication, actively listening to their needs, and consistently providing exceptional service. Encourage regular check-ins and feedback sessions to ensure that their expectations are being met and their concerns are addressed.

2. Results-Driven Approach: Another solution is to highlight the track record of high-quality results and client satisfaction that your company has achieved in the past. Showcase testimonials and case studies to demonstrate the success you have brought to your clients' businesses. This will instill confidence in potential clients that you have the expertise and capability to deliver results for them as well.

3. Long-Term Commitment: Emphasize your dedication to long-term partnerships with clients. This can be done by offering ongoing support and assistance even after a transaction is complete. Provide resources, such as educational materials or workshops, to help clients navigate the mortgage process and make informed decisions. By demonstrating your commitment to their long-term success, clients will be more likely to choose your company over competitors.

4. Personalized Solutions: Tailor your services to the unique needs and goals of each client. Take the time to understand their specific business requirements and offer customized solutions that align with their objectives. This personalized approach will show clients that you genuinely care about their success and are willing to go the extra mile to meet their needs.

5. Continuous Improvement: Lastly, continually strive to improve your services and stay up-to-date with industry trends and best practices. This can be accomplished by investing in staff training and development, adopting innovative technologies, and regularly evaluating and adjusting your processes. Clients will appreciate your commitment to staying ahead of the curve and providing them with the best possible solutions.

By implementing these solutions, PGB MORTGAGES LTD can foster strong relationships with clients, deliver exceptional results, and establish itself as a trusted partner for the long term.

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Tax Services

Our team of tax experts at PGB MORTGAGES LTD stays abreast of the latest tax laws and regulations, enabling us to help our clients identify and capitalize on tax planning opportunities. By doing so, we ensure that our clients minimize their tax liabilities, both in the present and for the future.

We offer comprehensive taxation services to our clients throughout the year, providing them with ongoing support and guidance in navigating the complexities of the tax landscape. Whether it's planning for taxes in advance, optimizing deductions, or managing tax compliance, our taxation expertise ensures that our clients make informed decisions that are advantageous for their financial wellbeing.

At PGB MORTGAGES LTD, we recognize that each client's tax situation is unique. Our tax experts work closely with clients to understand their specific circumstances and develop tailored strategies that align with their goals and objectives. We take into account various factors such as income sources, investments, business activities, and asset ownership to provide comprehensive and personalized tax advice.

Our tax services include


1. Tax Planning: We evaluate our clients' financial situations and long-term goals to devise tax strategies that minimize their tax liabilities. By implementing efficient tax planning techniques, we help our clients optimize their financial resources and achieve their objectives.

2. Tax Compliance: Navigating tax laws and regulations can be complex and time-consuming. We assist our clients in fulfilling their tax obligations, ensuring compliance with all applicable tax laws. Our team prepares and files tax returns accurately and on time, helping clients avoid penalties and potential legal issues.

3. Tax Consulting: We provide year-round tax consulting services to address our clients' taxation concerns and offer guidance on various tax matters. Our experts stay informed about evolving tax laws, enabling us to provide up-to-date advice on tax savings opportunities and changes that may impact our clients.

4. International Taxation: For clients with international interests, our team specializes in international taxation. We help individuals and businesses understand and comply with international tax laws, navigate cross-border tax planning, and optimize tax efficiencies across different jurisdictions.

At PGB MORTGAGES LTD, we are committed to delivering reliable and professional tax services that empower our clients to make informed financial decisions. Our tax expertise ensures that our clients' tax liabilities are minimized, enabling them to focus on their core objectives while maximizing their financial potential.

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Bookkeeping Services

Our bookkeeping services include:

1. Accounts payable and receivable: We will manage and update your accounts payable and receivable records, ensuring that all invoices and payments are accurately recorded and tracked.

2. Bank reconciliation: We will reconcile your monthly bank statements with your accounting records, identifying any discrepancies and ensuring that all transactions are accounted for.

3. General ledger maintenance: We will maintain your general ledger, recording all financial transactions and ensuring that they are classified correctly.

4. Expense tracking: We will track and categorize all business expenses, ensuring that you have an accurate record of your expenditures.

5. Financial statement preparation: We will prepare accurate monthly, quarterly, and yearly financial statements, including the income statement, balance sheet, and cash flow statement.

6. Payroll processing: We can manage your payroll processing, ensuring that all employee salaries, taxes, and deductions are accurately calculated and paid on time.

7. Sales tax reporting: We will monitor and prepare your sales tax reports, ensuring that you comply with all relevant tax regulations and deadlines.

8. Financial analysis: We can provide detailed financial analysis, including ratio analysis and trend analysis, to help you make informed business decisions.

9. File organization and storage: We will organize and store your financial documents in a secure electronic system, ensuring easy access and efficient record keeping.

10. Tax preparation support: We can provide support during tax season, including preparing and organizing relevant financial documents and liaising with your tax advisor or accountant.

By outsourcing your bookkeeping tasks to us, you can focus on running your business while ensuring accurate and up-to-date financial records. Our experienced professionals ensure that your financial data is handled confidentially and with the highest level of accuracy.

Business Consulting

Our business consulting services are designed to help you make informed decisions and improve the financial performance of your company. By analyzing your current operations and financial data, we can provide accurate projections and identify opportunities for growth.

We also assess potential risks and develop strategies to mitigate them, ensuring the stability and sustainability of your business. Our team of experienced consultants will work closely with you to understand your unique needs and tailor our services accordingly.

With our guidance, you can optimize your business structure, streamline processes, and implement effective strategies to enhance profitability. We will provide you with actionable steps and recommendations to drive success.

Furthermore, we can assist you in creating budgets, financial plans, and efficient control mechanisms to ensure that your finances remain on track. Our goal is to empower you with the knowledge and tools needed to make sound financial decisions and achieve sustainable growth.

Whether you are a small startup or an established corporation, our business consulting services can help you achieve your objectives and maximize the potential of your business. Contact us today to discuss how we can assist you in achieving your financial goals.

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We offer a range of business consulting services that can address various aspects of your company's operations. Here are some key areas where our services can be of value:

1. Strategic Planning: Our consultants can help you develop a clear and effective strategy that aligns with your long-term goals. We will assess your market position, competition, and industry trends to identify opportunities and create a roadmap for success.

2. Financial Analysis: Our team will review your financial statements, identify areas for improvement, and offer strategies to enhance profitability and cash flow. We can also provide financial modeling and forecasting services to help you make well-informed decisions.

3. Operational Efficiency: We will analyze your current processes and workflows to identify bottlenecks, inefficiencies, and areas where costs can be reduced. By implementing streamlined procedures, automation, and best practices, we can help enhance your operational performance.

4. Market Research: Our consultants will conduct in-depth market research to help you understand your target audience, customer preferences, and industry trends. This knowledge will enable you to make informed marketing and product development decisions to boost sales and market share.

5. Risk Assessment and Management: We will assess potential risks and develop strategies to mitigate them. By identifying vulnerabilities in your business structure, operations, or industry dynamics, we can help you proactively address risks to protect your company's assets and reputation.

6. Technology Integration: Our consultants can advise you on adopting and leveraging technology solutions to improve efficiency, optimize processes, and enhance customer experiences. We can help you choose and implement the right software tools and systems that align with your business goals.

7. Organizational Development: We assist in creating a work environment that fosters productivity, innovation, and employee satisfaction. Our services include talent management, leadership development, succession planning, and organizational culture design.

Our goal is to provide you with practical and actionable recommendations based on thorough analysis and industry expertise. With our consulting services, you can optimize your operations, achieve sustainable growth, and improve overall financial performance.

Risk Assessment and Management

Our risk assessment and management services involve a thorough analysis of your business structure, operations, and the dynamics of your industry. We aim to identify any potential vulnerabilities that could pose a risk to your company's assets and reputation.

During the assessment phase, we will identify various types of risks, such as financial, operational, strategic, compliance, and reputational risks. We use a combination of quantitative and qualitative methods to evaluate the significance and potential impact of each risk.

Once the risks are identified and analyzed, we will work closely with your team to develop strategies to mitigate these risks. Our approach emphasizes proactive measures to minimize the likelihood and impact of potential risks on your business.

Our risk management strategies may include implementing controls and safeguards, creating contingency plans, establishing risk monitoring systems, and providing training to employees. We will tailor our recommendations to suit your specific business needs, considering factors such as your company's risk tolerance, available resources, and regulatory requirements.

By taking a proactive approach to risk management, you can safeguard your business's assets and reputation, potentially saving you from significant financial losses or other detrimental consequences. Additionally, our risk assessment and management services can help you comply with industry regulations and secure the trust and confidence of your stakeholders.

Overall, our objective is to assist you in identifying, assessing, and addressing potential risks so that you can operate your business with confidence and peace of mind.

Financial Analysis

1. Analyzing your income statement, balance sheet, and cash flow statement to understand the financial health of your company.
2. Identifying areas where you can reduce expenses or increase revenues to improve profitability.
3. Assessing your working capital management practices to optimize cash flow.
4. Evaluating your pricing strategy to ensure it aligns with your cost structure and market conditions.
5. Conducting a benchmarking analysis to compare your financial performance against industry peers.
6. Reviewing your capital structure and suggesting ways to optimize your debt and equity mix.
7. Performing financial modeling and forecasting to help you plan for the future and make informed

8. Assisting with the preparation of financial projections and budgets.
9. Conducting sensitivity analysis to assess the impact of different scenarios on your financial performance. 10. Providing recommendations on risk management and mitigation strategies.

Contacts
+07537167071
118 Manor Avenue, Burscough, Ormskirk, England, L40 7TU